Swiss accounting software built for SMEs
QR invoicing, VAT, banking, reports and analytics in one modern platform. Designed in Switzerland, compliant with Swiss law, and built to work hand in hand with your fiduciary.
All of your accounting, none of the depth lost
QR-bill invoicing
Quotes, QR invoices, credit notes and automatic payment reminders with a full audit trail. Customers pay faster and entries book themselves.
Swiss VAT
All three rates computed line by line, and a return reconciled with the general ledger, ready to file under the effective method.
Double-entry accounting
Swiss SME chart of accounts, journals, fixed assets and depreciation, fiscal-year close. Real CO-compliant accounting, not a cash notebook.
Banking & reconciliation
camt.053 imports, pain.001 payment files (ISO 20022), and smart reconciliation that proposes matches with the reasoning behind them.
Reports, analytics & Mast AI
Balance sheet, income statement and cash flow in one click, customizable dashboards, and an AI that answers questions about your own numbers.
Fiduciary collaboration
Your fiduciary works directly in your live books with dedicated permissions: receipt requests, questions and the close are all handled in the app.
Mast for fiduciariesWhich accounting software for which business?
The Swiss market is rich and every tool has its own logic. Here is an honest reading of the main options, Mast included.
| Software | In short |
|---|---|
| Mast | The complete finance stack in one platform: accounting, invoicing, banking, reports, budgets, analytics and Mast AI. Customizable in depth, Mast adapts from small businesses to larger companies and multi-entity structures, with fiduciary collaboration built in. |
| bexio | A widely adopted all-in-one management suite for small businesses, with a large ecosystem and many bank integrations. |
| Abacus | A very complete ERP for mid-size and larger companies, usually deployed with a partner. |
| Banana | A proven Ticino-made tool with a free tier and a spreadsheet-style approach, popular with micro-businesses and associations. |
| Crésus | An established local suite for French-speaking SMEs; accounting, invoicing and payroll come as separate modules. |
| WinBIZ | A long-standing management suite and a household name among SMEs in French-speaking Switzerland. |
Switch accounting software without losing your history
Switching to Mast is straightforward: your existing data carries over, and our team supports you every step of the way.
Frequently asked questions
Which accounting software should a Swiss SME choose?
It depends on your size and how you work. For an SME that wants a modern tool covering QR invoicing, VAT, banking and reports, with real fiduciary collaboration, Mast is built exactly for that. For heavy ERP needs or locally installed software, other Swiss options remain relevant: the comparison table above gives you an honest reading of the market.
Is Mast compliant with Swiss accounting law?
Yes. Mast applies double-entry bookkeeping in line with the Swiss Code of Obligations (art. 957 ff.), with a Swiss SME chart of accounts, full journals, an audit trail and a proper fiscal-year close. Posted entries are immutable: corrections go through reversals, as Swiss accounting practice requires.
Can I prepare my VAT return with Mast?
Yes. VAT is computed line by line at the current rates (8.1%, 2.6% and 3.8%), and Mast prepares a return reconciled with the general ledger under the effective method, ready to transfer to the FTA portal.
Does Mast handle Swiss QR-bills?
Yes, natively. You issue QR-bills compliant with the Swiss standard, send automatic reminders, and incoming payments are matched to your invoices during bank import.
How does my fiduciary work with Mast?
You invite your fiduciary into your books with dedicated permissions, or simply approve the access request they send you from their own Mast practice. They read and post directly in your live accounts, send you in-app requests when a receipt is missing, and sign off the close together with you. No more exports sent by email.
Where is my data hosted?
In Switzerland. Mast is built in Lausanne, certified swiss made software, and processes data in line with the FADP. Your data stays exportable at any time: no lock-in.
Can I migrate from bexio, Banana, Abacus, WinBIZ or Crésus?
Yes. Mast takes over your data from these tools, and our team supports you throughout the switch, including bringing over your history when you want it.
Do I need accounting knowledge to use Mast?
Not for day-to-day work: invoicing, receipt capture and bank reconciliation are guided, and Mast AI answers your questions in plain language. Advanced entries stay accessible to your fiduciary or accountant in the same tool.
How much does Mast cost?
Mast runs on a per-company subscription, monthly or annual. Book a demo and we will show you the plan that fits the way you work.
See Mast in action
Book a 30-minute demo: someone from our team will present the software in detail and answer your questions.